New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. Boardwalk sits on Gharkey Street in Santa Cruz, three houses from West Cliff Drive and the Pacific. The modern exterior has clean lines, metal-framed windows and a minimalist presence that feels deliberate on this stretch of the California coast. The property includes a main residence and a separate guest house, each with their own distinct living spaces. The great room has polished concrete floors, a sliding window wall that opens to the outdoors and a chef’s kitchen with an oversized island and breakfast bar seating. The primary bedroom is on the top floor with its own rooftop terrace featuring a fireplace, heaters and Pacific views. The en suite bath has a soaking tub and walk-in shower. The gated backyard guest house has its own kitchen, living and dining space, laundry and private bathroom. The rooftop terrace and backyard outdoor area give Boardwalk a layered outdoor sequence that works for both quiet evenings and larger gatherings. Cowell Beach and Steamer Lane are a short walk away, and the restaurants and boutiques along Pacific Avenue in downtown Santa Cruz are close for everything else. Boardwalk is professionally designed, appointed and managed by Pacaso. Owners arrive to find everything ready, with nothing left to arrange before the stay begins.
Listing Provided Courtesy of Maxx Rifkin at Pacaso Inc
Property Details
Price:
$830,000
MLS #:
326064242
Status:
Active
Beds:
5
Baths:
5
Type:
Single Family
Subtype:
Co-Ownership
Neighborhood:
westsantacruz
Finished Sq Ft:
3,849
Year Built:
2021
See this Listing
Schools
Interior
Appliances
Dishwasher, Range Hood, Microwave
Bathrooms
5 Full Bathrooms
Cooling
Central Air
Fireplaces Total
2
Flooring
Carpet, Concrete, Tile
Heating
Fireplace(s), Other
Interior Features
Storage
Laundry Features
Inside Area, Laundry Closet, Upper Level, Washer/Dryer Stacked Included
Levels
Three Or More
Exterior
Accessibility Features
Other
Architectural Style
Modern/High Tech
Construction Materials
Other
Exterior Features
Balcony, Fire Pit
Fencing
Fenced, Full, Masonry, Wood
Garage Spaces
2
Lot Features
Street Lights
Other Structures
Guest House
Parking Features
Attached, Garage Door Opener
Parking Spots
2
Parking Total
2
Patio And Porch Features
Roof Deck
Roof
Other
Security Features
Prewired
Spa Features
Spa/Hot Tub Personal
Stories
3
View
Ocean
Window Features
Caulked/Sealed
Financial
Map
Community
- Address120 Gharkey Street Santa Cruz CA
- CitySanta Cruz
- CountySanta Cruz
- Zip Code95060
Market Summary
Current real estate data for Single Family in Santa Cruz as of Aug 24, 2026
1
Single Family Listed
28
Avg DOM
216
Avg $ / SqFt
$830,000
Avg List Price
Property Summary
- 120 Gharkey Street Santa Cruz CA is a Single Family for sale in Santa Cruz, CA, 95060. It is listed for $830,000 and features 5 beds, 5 baths, and has approximately 3,849 square feet of living space, and was originally constructed in 2021. The current price per square foot is $216. The average price per square foot for Single Family listings in Santa Cruz is $216. The average listing price for Single Family in Santa Cruz is $830,000.
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Copyright 2026, Bay Area Real Estate Information Services, Inc. All Rights Reserved. Listing courtesy of Maxx Rifkin at Pacaso Inc
120 Gharkey Street
Santa Cruz, CA

