New price: $295,000 an incredibly rare chance to own a home in downtown Santa Cruz under $300K. This 2017-built 1 bed, 1 bath home in an all age coop community offers light, bright living with high ceilings, large windows, and an efficient open layout that lives much larger than its approx. 400 sq ft. Enjoy a modern kitchen with gas range, stainless appliances, and wood floors, plus the convenience of inhome laundry and a charming fenced yard for pets, gardening, or a morning coffee. Park once and live car-light: shops, dining, transit, the riverwalk, and beaches are all close by. Coop ownership keeps this one of the most attainable paths into the Santa Cruz market, with income limits and a modest share buyin required (ask for details). If you’ve been priced out of condos and single family homes, this is your opportunity to plant roots downtown at a price point that rarely exists here. Ownership requires board approval and participation in the co-op, and income qualifications apply: 1-person household income limit: $111,100 2-person household income limit: $127,000 Share buy-in cost: $4,613
Property Details
Price:
$295,000
MLS #:
ML82034529
Status:
Active
Beds:
1
Baths:
1
Type:
Single Family
Neighborhood:
699notdefined
Listed Date:
Feb 11, 2026
Finished Sq Ft:
400
Year Built:
2017
See this Listing
Schools
School District:
Other
Interior
Bathrooms
1 Full Bathroom
Cooling
NO
Heating
CF
Exterior
Parking Spots
1
Parking Total
1
Roof
CMP
Financial
Map
Community
- Address2120 North Pacific Santa Cruz CA
- CitySanta Cruz
- CountySanta Cruz
- Zip Code95060
Market Summary
Current real estate data for Single Family in Santa Cruz as of Apr 22, 2026
160
Single Family Listed
90
Avg DOM
1,036
Avg $ / SqFt
$1,936,860
Avg List Price
Property Summary
- 2120 North Pacific Santa Cruz CA is a Single Family for sale in Santa Cruz, CA, 95060. It is listed for $295,000 and features 1 beds, 1 baths, and has approximately 400 square feet of living space, and was originally constructed in 2017. The current price per square foot is $738. The average price per square foot for Single Family listings in Santa Cruz is $1,036. The average listing price for Single Family in Santa Cruz is $1,936,860.
Similar Listings Nearby
Courtesy of KW Thrive Santa Cruz. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the California Regional Multiple Listing Service. Detailed information about real estate listings held by brokerage firms other than include the name of the listing broker. Neither the listing company nor shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. California Regional Multiple Listing Service. All rights reserved. 2120 North Pacific
Santa Cruz, CA

